Every business is unique, so is our financing.

Business Loan Options
Rely on Beta Choice Bank when you’re ready to upgrade your equipment. We’re ready to discuss your financing and leasing alternatives.
If you’re ready for new locations, new products or new markets, Beta Choice is your banking partner. Let’s talk about your long-term plans.
Build your business for tomorrow – and beyond – with our commercial construction financing. We want to fuel your growth.
Purchase or refinance your property with a local, community-minded bank. Benefit from our local decision-making and personal service.
We guide businesses like yours through the various business development loan programs available in our state and region.
A program unique to Beta Choice Bank. Take advantage of long-term, fixed rate financing on homes for children and adults with disabilities.
Flexible, short-term, asset based financing for local businesses. A line of credit can help you manage cash flow, make necessary purchases and adapt to changing needs. Gain access to cash, when and where you need it.
Maintain your ideal inventory – or adjust for seasonal needs. With an inventory loan, you’ll be prepared to keep your customers coming back.
A great option for situations where conventional financing won’t work. As an SBA Preferred Lender (PLP) in Minnesota and North Dakota, we have the authority to approve, originate and close most SBA guaranteed loans, which means funds get to you faster.
A great tool to facilitate payments between vendors, suppliers, and customers. Both commercial and standby letters of credit are available when your business needs to provide support for large payments to vendors and other service providers, either domestically or internationally.