Offer HSAs as a benefit option to your valued employees.

A Health Savings Account (HSA) is a great way for both you and your employees to save on rising healthcare costs. Now, Beta Choice has partnered with Lively to bring you an intuitive HSA administration experience. See how you can elevate your benefits with a Lively HSA.

How HSAs Work

Employees consistently rank healthcare as one of the most important benefits. That’s why Beta Choice works with Lively to provide you access to a modern and low-cost Health Savings Account (HSA). Through Lively’s intuitive online HSA administration platform and robust education resources, you can offer employees a top-rated HSA that helps them prepare for healthcare needs. Enjoy streamlined administration and unparalleled support, without sacrificing the bottom line. Your employees establish an HSA to pay for eligible out-of-pocket medical, dental, and vision expenses.

Contributions can be made by the employers, employee, or any third party on behalf of the account holder.

Contribution maximums are set by the IRS each year and are not limited by your health plan’s deductible amount.

Catch-up contributions are available to an individual and their spouse who have reached the age of 55 and are not enrolled in Medicare.

Payroll deduction offers immediate tax savings to both the employee and employer.

Are my employees eligible?

Your employees are eligible for an HSA if they are:

  • Covered under a qualified High Deductible Health Plan (HDHP).
  • Not covered under any other health plan other than a HDHP.
  • Not enrolled in Medicare (typically age 65).
  • Not claimed as a dependent on someone else’s tax return.

Talk to our Business Banking Team

Talk to our Business Banking Team