Expert Advice. Local Service.
Through our versatile home loan options, we can help you capture the pride of a new home. Our team of experienced home lenders specializes in everything from First Time Home and Construction to VA, FHA and Home Equity Lines of Credit. From pre-qualification to your final payment – we’re here for you every step of the way.
Apply For a Beta Choice Home Loan
Whether you’re house hunting and just getting started, or ready to apply, you’ll get started here. Select the option that best applies to you:
Manage My Home Loan
Use our secure online portal to make updates to your home loan, upload documents, communicate with your lender, and more.
Home Loans
It feels good to be home.
First Time Home Buyer
Your first home brings anticipation – and perhaps a few fears. From pre-qualification through closing, we’re there with programs designed for you.
Conventional and Conforming
Many buying or refinancing needs are met through conventional or conforming loans. The right option depends on your loan needs, your income and credit history, and your down payment. We’ll identify what’s best for your situation.
FHA
If you need a lower down payment, or your credit history has a few flaws, an FHA loan may be right for you.
VA
VA loans are an attractive option if you’ve served (or currently serve) in the U.S. military. Your loan is backed by the Department of Veterans Affairs (VA).
Construction
Building a home brings so many decisions. With our construction loan programs, you can focus on floor plans, cabinets and paint colors – not your financing.
Home Equity Loans and Lines of Credit
Building a home brings so many decisions. With our construction loan programs, you can focus on floor plans, cabinets and paint colors – not your financing.
Vacation Home
Found the perfect summer lake cabin? Finance it through our vacation home options.
Investment Property
If you’re ready for an investment property venture, we’re your financing partner. Together, we’ll set you up for success.
Jumbo
High prices don’t need to get in the way of your path to your dream home. A Jumbo Home Loan from Choice Bank can meet your home buying or refinancing needs that exceed $647,200.*